logo New Jersey Homeowners Call Now
Find Out If You Qualify
Have You Been Served with Foreclosure?
We Act Quickly to Defend Your Rights

New Jersey Foreclosure Attorney

An adequate attorney can keep a New Jersey foreclosure case delayed for months but only a savvy New Jersey attorney can resolve the situation and get their client a successful solution. Hiring a professional foreclosure attorney is a necessity for you to protect your rights and provide the path to keep your home. Your house is your biggest investment and is home to you and your family.
If you have been served foreclosure papers in New Jersey, or haven't paid your mortgage for months you need legal representation.


There are two types of foreclosure defense attorneys: those who want to fight for you to keep your home and those who will just prolong your case as long as possible while you're paying monthly fees and you lose your home in the end. Most foreclosure attorneys can file the same pleadings and motions, but Amerihope Alliance Legal Services is DIFFERENT because we have mastered the presentation and financial analysis of the documents that must be provided to the banks and their attorneys.


In New Jersey, it is paramount that foreclosure defense attorneys provide expert assistance in financial analysis. Foreclosure mediation may be, and usually is, the client’s last chance to keep their home and homeowners require an expert to analyze and then present their financial situation. In addition, an attorney must ensure that the banks are abiding by the imposed regulations when providing a modification, as in the case with HAMP guidelines.

We Evaluate Your Situation In 10 Minutes

  • Save Your Home
  • Loan Modification or Restructure
  • Affordable Mortgage Payments
  • Foreclosure Mediation and Conciliation

See What Our Happy Clients Say

I am so happy and so thrilled with the outcome we have received from Amerihope Alliance. We were in foreclosure with a high payment we could not afford like most Americans. I will Thank this company forever, they did what know one else could do. We are now in are family home and will pass this on to our children someday. Thank You Natalie and Family

I am so thankful for the agency Amerihope Alliance. I can truly say that the name alone gives individuals hope. When I first heard about the agency I was behind on my mortgage and I was not sure I was going to be out on the streets or what. Amerihope worked diligently with Wells Fargo to assist with getting a payment that was within my budget. I am so grateful for Amerihope Alliance. Thanks. Latoyl W.

The hiring of a lawyer is an important decision that should not be based solely upon advertisements. This web site is designed for general information only. The facts and law in each case are different. We cannot and do not represent or guarantee a specific result in any given case. See our About Us page for our qualifications and experience.

Let Us Evaluate Your Case
Can Your Foreclosure Be Stopped?

First Name:*   Property Value:  
Last Name:*   Hardship:
Phone:*   Adjustable Loan:
Email:*   Served Foreclosure?
Zip Code:*   In Bankruptcy:
Lender:   Payments Behind:
  Current Interest Rates:
Mortgage Balance:
                all information is strictly confidential
New Jersey Homeowners
Call Now!
Your Consultation is Free

Foreclosure Defense Services In The Following Areas



Atlantic County
Bergen County
Burlington County
Camden County
Cape May County
Cumberland County
Essex County


Gloucester County
Hudson County
Hunterdon County
Mercer County
Middlesex County
Monmouth County
Morris County


Ocean County
Passaic County
Salem County
Somerset County
Sussex County
Union County
Warren County

BBBTrustlinkBank of America Wells Fargo Chase usbank HSBC

Featured Case Results - 2012

Lender:MorEquity - [ID: #0001] (Click Here To View PDF)

Before: Borrower was $6,211.75 (5 months) past due. Interest rate was 5.75% and monthly payment was $1,202.35 PITI. After: Borrower's new payment is $687.83 PITI ($514.52 savings). New interest rate is fixed at 2.00% for the first 5 years, 3.00% the 6th year, 4.00% the 7th year, and 4.25% for the remaining life of the loan.

Lender: Space Coast Federal Credit Union - [ID: #0001] (Click Here To View PDF)

Before: Borrowers were $11,432.14 past due and they had a 6.25% interest rate loan with a monthly payment of $2,396.02. After: Borrower's new payment is $1,584.23 PITI ($811.79 savings). Their new interest rate is fixed at 2.00% for the first 5 years, 3.00% the 6th year, 4.00% the 7th year, and 4.50% for the remaining life of the loan.

Lender: NationPoint - [ID: #0001] (Click Here To View PDF)

Before: Borrower was 7 months past due. She had an adjustable rate mortgage with a monthly payment of $2,470 PITI and an 8.25% interest rate.

Trial: Three month trial plan with payments of $1,475.66, saving $991.47 per month (more than 50%). Final: Borrower's new payment is $1,475.57 PITI ($994.43 savings). Loan was converted to a fixed rate at 2% for the first 5 years, 3% the 6th year, 4% the 7th year and 4.375% the 8th year and for the life of the loan.

Lender: Chase Home Finance - [ID: #0020] (Click Here To View PDF)

Before: Previous interest rate 7.25%, PITI payments $1,571.56, saving $925.07 Trial: Three month trial plan with payments of $1,571.56, saving $925.07 After: Final modification to payments of $936.36 PITI for 5 years at 2% interest, 6th year 3% interest, 7th year 4% interest, 8-40th year 5% fixed interest. They also deferred principal of $129,700.00. This will be paid after the 40 years of the loan or when the house is sold or refinanced. In this case chase employed all three steps on the making home Affordable plan 1. Lower interest rate; 2. Extend the mortgage terms to 40 years; 3. Defer principal balance because the home value has dropped. New monthly payment is $635.20 less than the trial plan and $1,560.27 savings per month from the original payments. Borrower is ecstatic. Super!

Lender: ASC - [ID: #0017] (Click Here To View PDF)

Before: Borrower was 3 months behind owing $8,946.21 with an adjustable interest rate of 8.875% and monthly PITI payments of $2,988.07. After: Final modification with new monthly PITI payment of $1,457.43 fixed 2.750% interest rate. saving $1,530.64 per month for the life of the loan. WOW!