The Most Successful in Our Industry

Most loss mitigation companies were born out of the ashes of the current mortgage crisis. Over 99% of the people in the industry are made up of loan officers and mortgage brokers; these people are not prepared to help you. Our professionals joined Amerihope Alliance Legal Services, LLC in order to utilize their high standards and experience to assist those who, unfortunately, are caught in the despair of losing their homes.

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Our Methodology is Unrivaled

Amerihope Alliance Legal Services, LLC stands apart from typical loss mitigation companies for several reasons. Our negotiations are directed by a licensed attorney who is keenly focused on mortgage law. Our staff analyzes your mortgage loan documentation and pinpoints violations of the law. We especially focus on compliance with the federal Truth-in-Lending Act (TILA) and Real Estate Settlement Procedures Act (RESPA), which require lenders to act in good faith and provide an accurate estimate of the costs of a mortgage loan. We educate our clients regarding possible violations and discuss with them any recourse afforded by the law. Based on our findings, we contact lenders and negotiate loan modifications utilizing legal violations, homeowner hardship and the lender's loss of investment.

We provide clients with real solutions at a time of financial and economic uncertainty while the mortgage and real estate industries struggle. Our negotiators are industry professionals and experts at the number one asset needed to succeed at loss mitigation and short sales: Client Advocacy.

Homeowners Are Facing Unforeseen Hardship

During the past several years, many homeowners were sold mortgage products that they did not fully understand or could not afford. Due to greed and hasty underwriting, many mortgage lenders marketed loans unscrupulously. As these mortgages begin to re-cast and as balloon payments become due, homeowners are finding themselves unable to make their mortgage payments, and in most cases unable to refinance their loan. As a result, the country is witnessing double-digit declines in real estate values and millions of homeowners are facing mortgage balances that exceed the fair market value of their properties.

The Tides Are Turning in Your Favor

Mortgage loan servicers and lenders have begun to recognize the disadvantages of carrying out foreclosures and many are willing to negotiate to keep borrowers in their homes. According to the Joint Economic Committee of Congress, the lender's pre- and post-foreclosure expenses amount to $50,000 on average. The lender must bear the costs of losses on the property itself, property maintenance, appraisal, legal fees, lost revenue, insurance, marketing and clean up. Safeguards are being put into place requiring lenders to provide restructuring options and to assess the homeowner's financial situation. After making a cost-benefit analysis, many lenders are realizing that foreclosure may result in larger losses to investors. Now, servicers and lenders are receptive to loan modifications as a viable alternative to foreclosure.

In the midst of the mortgage meltdown and the current financial crisis, many homeowners are running out of time to preserve their biggest asset -- their home. Granting that every case is unique and no outcome can be guaranteed, our recent solutions have included lower monthly payments, reduced interest rates, adjustable interest rates changed to lower fixed rates, reduction of principal mortgage balance, forbearance agreements, extended terms of existing mortgage loans and temporary interest-only payment plans.

Our Law Firm Will Advocate For You

Amerihope Alliance Legal Services, LLC and our entire team are dedicated to exploring your legal options to achieve mortgage relief and solving your problems. We have a passion for our clients' rights.

Our staff consists of previous employees of the nation's leading lenders including, but not limited to: Chase, CitiBank, Bank of America (Countrywide), Wachovia, HSBC, and Wells Fargo. We are experts at presenting your situation to your lender so that the best solution is obtained.

Our senior Real Estate consultants have over 40+ years in the real estate business. Our staff also includes a specialist who has been involved in short sales and foreclosure properties for the last ten (10) years, a consulting Certified Public Accountant, and a powerhouse team consisting of 150 years of combined experience in: Loss Mitigation, Real Estate, Mortgages, Financing, Foreclosure, and Law.

If you are one of millions, through no fault of your own, who is on the brink of foreclosure, we will work and negotiate for you to seek and secure a successful remedy for you.

To learn more about our services or for a FREE CONSULTATION, contact us at (877) 882-5338. You can also visit our Contact Us Page and use our contact form to answer any questions or concerns you may have.