--- title: Amerihope Alliance description: Empowering homeowners since 2008, our attorneys in 5 states offer foreclosure defense strategies to protect your rights and home. image: https://amerihopealliance.com/hubfs/amerihope%20foreclosure%20defense.webp --- [![Foreclosure and Loan Modification Lawyers](https://amerihopealliance.com/hs-fs/images/forclosure-attorneys.png?width=360&height=117&name=forclosure-attorneys.png "Foreclosure and Loan Modification Lawyers")](https://www.amerihopealliance.com/) - Practice Areas - [Foreclosure Defense](https://amerihopealliance.com/foreclosure-defense) - [Claim Surplus Funds](https://amerihopealliance.com/surplus-funds) - [Loan Modification](https://amerihopealliance.com/loan-modification) - [Tax Resolution & Tax Preparation](https://amerihopealliance.com/en/amerihope-alliance-tax-resolution) - [Bankruptcy](https://amerihopealliance.com/en/bankruptcy) - [Probate](https://amerihopealliance.com/en/probate) - [About Us](https://amerihopealliance.com/about_us) - [Case Results](https://legal.amerihopealliance.com/case-results) - [Client Login](https://amerihopealliance.com/client_login) - [FAQ](https://amerihopealliance.com/frequently-asked-questions) - [Contact Us](https://amerihopealliance.com/contact_us) - [Blog](https://blog.amerihopealliance.com/blog) - [Foreclosure and Loan Modification Blog](https://blog.amerihopealliance.com/blog) - [Personal Injury Blog](https://blog.amerihopealliance.com/personal-injury) - [Referrals](https://amerihopealliance.com/surplus-case-referral) ph: (877) 882-5338 ![banner-background-01.png](https://cdn2.hubspot.net/hub/439308/file-2245488267-jpg/images/background-blur-city-dark.jpg?width=1400&name=background-blur-city-dark.jpg "banner-background-01.png") # Begin Here. Go Anywhere. \[fa icon="home"\] Helping Homeowners Since 2008 \[fa icon="home"\] ATTORNEYS LICENSED IN 5 STATES \[fa icon="home"\] LEARN YOUR RIGHTS AS A HOMEOWNER [![knock knock](https://amerihopealliance.com/hs-fs/hubfs/knock%20knock.jpg?width=1080&name=knock%20knock.jpg "knock knock")](https://legal.amerihopealliance.com/do-you-need-to-hire-an-attorney-quiz) Signup today to subscribe to our industry leading blog! [![Sign me up](https://no-cache.hubspot.com/cta/default/161513/e07af3f8-fa74-4d58-90ed-8181801437c6.png)](https://cta-redirect.hubspot.com/cta/redirect/161513/e07af3f8-fa74-4d58-90ed-8181801437c6) #### Foreclosure Defense Are you a homeowner facing foreclosure? #### Bankruptcy Get help with the bankruptcy process. #### Probate We can administer the estate, assets, debts, and assets to heirs. #### Landlord–Tenant Tenant problems rarely get better on their own. #### Loan Restructure Negotiate to keep you in your home! #### Foreclosure Surplus Funds If your foreclosed property sells for more than you owe, claim the extra! #### Tax Resolution & Tax Preparation Helping taxpayers file tax returns and resolving past due tax balances. #### Foreclosure Info By State Facing foreclosure? You have rights and deserve protection. #### Foreclosure Blog Read articles about foreclosure and loan modification #### Questions? Find Answers! #### Client Login Log in and access your case 24/7 ## WHAT IS FORECLOSURE DEFENSE? ![amerihope foreclosure defense](https://amerihopealliance.com/hs-fs/hubfs/amerihope%20foreclosure%20defense.webp?width=1024&name=amerihope%20foreclosure%20defense.webp "amerihope foreclosure defense") 1 When you are served a foreclosure lawsuit, you have a limited number of days to reply. 2 There are different ways to reply or "Answer" a foreclosure lawsuit. 3 Our firm combines our negotiation tactics and our clients' goals with our legal strategy to work toward a resolution. 4 A foreclosure defense may involve challenging the legal grounds of the foreclosure, such as errors in the loan documents or improper procedures followed by the lender. 5 Alternative options, like loan modifications, short sales, or deeds in lieu of foreclosure, can be explored as part of a defense strategy to avoid foreclosure altogether. 6 A successful foreclosure defense may help you stay in your home, reduce or eliminate the mortgage debt, and protect your credit from further damage. ## TESTIMONIALS ![supportmarquee.jpg](https://cdn2.hubspot.net/hub/439308/file-2245488272-jpg/images/supportmarquee.jpg?width=1600&name=supportmarquee.jpg "supportmarquee.jpg") ### Why work with Amerihope Alliance? Our reviews speak for themselves.  You can visit our review pages below for more great reviews! Check them out here: - [Trust Link Reviews](https://www.trustlink.org/Reviews/Amerihope-Alliance-206032971) - [Lawyers.com Reviews](https://www.lawyers.com/plantation/florida/amerihope-alliance-legal-services-46925675-f/#reviews) \[fa icon="home"\] ### Foreclosure Review Margaret is an incredible lawyer who helped me win my case and kept me updated throughout the process. Her organization and professionalism make her someone you can trust. I'll definitely recommend her to others. \[fa icon="home"\] ### Loan Modification Review I highly recommend Amerihope Legal Services. I was very impressed throughout the entire process. If you are fortunate to deal with Ruth Gross. You will be in good hands. She kept me in the loop every step of the way. Can't say enough about her. Very professional, responsive, and good at explaining what was happening ! Excellent job !!! \[fa icon="home"\] ### Foreclosure Review What a gem! Rosie was very professional at all times, the lines of communication were always open. She was very diligent in completing the tasks and always made sure I was aware of what was needed and whom she contacted. I was very confident that my situation would be resolved once I saw how effortlessly things got done. I am grateful that I was able to help my mother-in-law who was about to be taken advantage of and would have surely lost her home. Rosie to the rescue. This was the best outcome and I am grateful to the Amerihope team. This experience was gratifying from the beginning to the end. May God bless you and your firm. I look forward to telling others of your great work. \[fa icon="home"\] ### Foreclosure Review Margaret is an incredible lawyer who helped me win my case and kept me updated throughout the process. Her organization and professionalism make her someone you can trust. I'll definitely recommend her to others. \[fa icon="home"\] ### Foreclosure Review Working with Ms. Ruth Gross was both comforting and a great experience. Her professionalism, patience, and follow through skills are impeccable. She led my wife and I through a legal process that allowed us to complete everything in a timely manner. Ms. Gross is someone that I would recommend for anyone who needs a thoughtful, yet an experienced professional, with a compassionate management style. Thank you again Ms. Gross and God bless you! \[fa icon="home"\] ### Foreclosure Review I want to thank your company for helping me through such a difficult time, but especially Rosie Gonzalez. She was the best & very helpful along with being very compassionate with what I was going through. She was determined that I got everything needed for relocation by having the bank agree to "Cash for Keys". I can't thank her & your company enough. I will definitely recommend your foreclosure services to any that come my way! Thank you from the bottom of my heart. \[fa icon="home"\] ### Mortgage Review I highly recommend Ruth Gross at Amerihope. I have used Ruth twice now and she has done an excellent job for me. Very pleasant and easy to work with ! Keeps you informed every step of the way. 5 Star service all the way !!! \[fa icon="home"\] ### Foreclosure Review Rosie Gonzalez She was as professional and understanding as anyone could ask for considering the tough situation we were in. Rosie in my opinion is a very true and loyal professional that got us through with her team! Many thanks as she was and is a wonderful person and deserves many thanks for her hard work and perseverance to get us to the finish line. We couldn't have done it without her! Many thanks and keep up the great work! ## Latest Blog Posts ### Foreclosure Blog Posts - Recent - Popular - Categories ![feature image](https://amerihopealliance.com/hubfs/images/Affirmative-517166-edited.jpg) [Using Affirmative Defenses When Answering A Foreclosure Complaint](https://blog.amerihopealliance.com/blog/using-affirmative-defenses-when-answering-a-foreclosure-complaint) posted at December 3, 2019 ![feature image](https://amerihopealliance.com/hs-fs/file-371665267-jpg/images/us-bank-logo-slim.jpg) [How Our Attorneys Beat U.S. Bank, A True Foreclosure Stooge](https://blog.amerihopealliance.com/blog/how-our-attorneys-defeated-us-bank-stooge-foreclosure) posted at November 6, 2013 ![feature image](https://amerihopealliance.com/hubfs/images/auction2.jpg) [What If Your Home Doesn't Sell At Foreclosure Auction?](https://blog.amerihopealliance.com/blog/what-if-your-home-doesnt-sell-at-auction) posted at October 13, 2018 ![feature image](https://amerihopealliance.com/hubfs/images/Danger-124412-edited.jpg) [Avoid Inheriting A Timeshare By Filing "Disclaimer of Interest"](https://blog.amerihopealliance.com/blog/avoid-inheriting-a-timeshare-by-filing-disclaimer-of-interest) posted at June 18, 2018 ![feature image](https://amerihopealliance.com/hubfs/images/padlocked-home.jpg) [What Do You Do If Your Bank Changes the Locks on Your House?](https://blog.amerihopealliance.com/blog/what-do-you-do-if-the-bank-changes-the-locks-on-your-house) posted at October 19, 2016 ### Lists by Topic - 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