Better Business Review Highlights

By Janis R., December 2009 - "I am Writing this review on behalf of Amerihope Alliance. My name is Fernando, and I have an apartment in west Hialeah, Dade County Florida. Which I was about to lose do to an adjustable interest rate, that was changing every six months, for the worse. Thanks to Scott Porraro from Amerihope , the answer of all of my prayers, I can have a wonderful holiday with my family due to the awesome work that he did negotiating with my bank. I would like to thank specifically Scott, for answering the phone every time I called him, and for being so professional and kind, with me and for helping me with my problem. For anybody that reads this review, this is the real deal, do not hesitate to call, he will find the way to make it work for you. May God Bless Amerihope Alliance, and may God Bless Scott Porraro."

By Erin G., December 2009 - "Thank You to everyone We encountered at Amerihope Alliance. We were referred by a friend and being local we went there and met with Scott at 8 am on a Saturday we felt immediate comfortable with him he showed me the operation and it was bigger and better than we thought. We were dealing with Joshua and Lissette as well thanks to them we are back in control and will have a great holiday season. We are caught up and lower payment to boot. Have a great holiday Amerihope Alliance we will send more people to you now that we actually know you do what you say. Erin & Louis Ginesi."

By Carmen H., December 2009 - "Working with Debbie Gervasi, Jessica Rodriguez, and Lissette German has been an excellent experience. They went out of their way to help me. I really appreciate their help and the way they handle the communication with the bank on my behalf. My monthly payments on my mortgage were reduced by $307.00 even though I was 10 months behind on my payments. They are the best. My Family can have a Joyful Holiday without worries of loosing our home."

By Dennis C., December 2009 - "I would like to thank Scott, Ruth, and especially Ligia and Jimmy for a job well done. The quality of service has been excellent meeting our needs in a very professional and timely fashion. Adrien''s wife just had their 4th child and it would have been very difficult for them to have to vacate, due to a sale. There are other factors as well , but not that I''d like to get into. Overall, you've made a difference in both our lives and that is what it''s all about. I appreciate your dedication to your work and hope that I haven''t been too aggressive with you. Sincerely, Dennis J. Carroll."

Featured Case Results

Lender: Chase Home Finance - [ID: #0020] (Click Here To View PDF)
Before: Previous interest rate 7.25%, PITI payments $2,496.63. Past due 4 months.
Trial: Three month trial plan with payments of $1,571.56, saving $925.07
After: Final modification to payments of $936.36 PITI for 5 years at 2% interest, 6th year 3% interest, 7th year 4% interest, 8-40th year 5% fixed interest. They also deferred principal of $129,700.00. This will be paid after the 40 years of the loan or when the house is sold or refinanced. In this case Chase employed all three steps on The Making Home Affordable Plan 1. Lower interest rate; 2. Extend the mortgage terms to 40 years; 3. Defer principal balance because the home value has dropped. New monthly payment is $635.20 less than the trial plan and $1,560.27 savings per month from the origina payments. Borrower is ecstatic. Super!

Lender: Bank of America - [ID: #0017] (Click Here To View PDF)
Before: Past due owing $31,753.49, monthly PITI payments of $3,157.00. Property in foreclosure.
After: Stellar trial plan toward modification: 3 Month trial plan with payments of $1,764.49, saving $1,392.51 per month during modification. Foreclosure is in suspense.

Lender: Litton Home Servicing - [ID: #0012] (Click Here To View PDF)
Before: Borrower was past due $16,000 with PITI payments of $1,362.58, 7.75% adjustable interest rate.
Trial: Great trial plan with 3 payments of $758.32, saving $603.68 per month. Final modification will be approved after successful payments.

Lender: ASC - [ID: #0017] (Click Here To View PDF)
Before: Borrower was 3 months behind owing $8,946.21 with an adjustable interest rate of 8.875% and monthly PITI payments of $2,988.07.
After: Final modification with new monthly PITI payment of $1,457.43 fixed 2.750% interest rate. Saving $1,530.64 per month for the life of the loan. WOW!

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